How to Buy Schengen Visa Insurance

Purchase of Schengen visa insurance is essential when traveling to Europe as a foreigner. Such policies must cover medical expenses, repatriation and passport loss due to accident or illness; in addition, all member states of the Schengen Area should be covered for at least EUR 30,000 coverage. Many top travel insurers such as DR-WALTER and Europ Assistance provide this kind of policy – in addition, many travel agencies include complimentary plans as part of tour packages.

An approved provider of travel insurance must be chosen. Premiums paid must be refundable should a visa be denied or the trip canceled, with cancellation guarantees offered by their insurer.

A good travel insurance provider must offer 24/7 customer service teams that speak the native tongue to communicate effectively with travelers and respond swiftly to any enquiries or problems that may arise. They should also have a website where travelers can contact them via email or live chat; additionally, emergency medical assistance, help finding appropriate medical facilities and assist in filling prescriptions should also be offered as standard services.

Travel insurers offering Schengen visa insurance must also offer comprehensive benefits that cater to all travelers, such as lost or stolen luggage coverage, flight delays and interruptions, terrorist incidents in destination countries and a cancellation policy that covers costs in case of illness or injury.