How to Get Car Insurance Without a License

Certain kinds of insurance coverage are essential, including car insurance if you own a vehicle. Car insurance protects both drivers involved in an accident as well as their vehicles if stolen or damaged. Most major insurers will request proof of driver’s license before providing coverage; however, coverage can still be obtained without it.

A simple solution to protect yourself against driving illegally is adding someone who holds a valid driver’s license to your policy. This could be someone from within your family or roommate circle who drives regularly for you. Just keep in mind that any time someone pulls you over without an authorized driver in their seat belt they may face fines or have their vehicle impounded.

Some individuals have good reasons for forgoing licenses, such as being new migrants or having no need for driving themselves due to medical conditions or circumstances that prevent it. If this describes you, be sure to shop around for an insurance provider who welcomes drivers without licenses.

Some car insurers will even let you transfer your no claims history from previous car policies, making it easier to find affordable coverage. Just keep in mind that third party coverage (typically less costly than full) may be your only option and finding short-term policies may require further explanation of your circumstances.