Why You Might Need to Buy Car Insurance Without Drivers License

Car insurance is something everyone needs, yet getting it without having a driver’s license may prove challenging. Here’s why and how to overcome it.

Insurance providers generally are reluctant to insure drivers without valid driver’s licenses; however, if you can convince them that someone else will be driving your vehicle (or that it will be stored), coverage may become available. To do this, apply under the name and license number of the primary owner / principal driver; once approved, you may list yourself as an excluded driver (meaning any damages caused by anyone other than them aren’t covered by your policy).

As a migrant, purchasing car insurance without drivers license can be necessary for various reasons. You could be temporarily without a valid driver’s license due to medical complications; or need insurance so that you can drive a friend or family member’s vehicle during your time here in America. In certain instances lenders also require car insurance before providing loans on new or used vehicles – in these situations it’s wise to consult an independent agent who can find a solution tailored specifically to you.